By state · cost & coverage
Foundation repair cost by state
Foundation repair costs swing with local labor, soil, and insurance rules. Pick your state for a rough cost range and the soil and coverage facts that matter there. These are deliberately approximate — always confirm with a local pro.
Alabama
Expansive clay & karst limestone
AKAlaska
Permafrost & frost heave
AZArizona
Expansive clay & earth fissures
ARArkansas
Expansive clay; New Madrid zone
CACalifornia
Expansive clay & landslide
COColorado
Highly expansive clay & bedrock
CTConnecticut
Frost heave; pyrrhotite crumbling concrete
DEDelaware
Coastal / high water table
FLFlorida
Karst limestone & sinkholes
GAGeorgia
Expansive clay (Piedmont)
HIHawaii
Volcanic soils & lava zones
IDIdaho
Frost heave & loess
ILIllinois
Expansive clay; frost heave; New Madrid (south)
INIndiana
Frost heave & clay; karst (south)
IAIowa
Expansive clay & frost heave
KSKansas
Expansive clay
KYKentucky
Karst limestone & sinkholes
LALouisiana
Expansive clay & subsidence
MEMaine
Frost heave & marine clay
MDMaryland
Expansive clay (Piedmont)
MAMassachusetts
Frost heave; pyrrhotite (central)
MIMichigan
Frost heave & clay
MNMinnesota
Deep frost heave & clay
MSMississippi
Highly expansive Yazoo clay
MOMissouri
Karst & expansive clay; New Madrid
MTMontana
Frost heave & expansive clay
NENebraska
Expansive clay & loess
NVNevada
Expansive soils & subsidence
NHNew Hampshire
Frost heave & glacial till
NJNew Jersey
Frost heave & coastal water table
NMNew Mexico
Expansive clay & collapsible soils
NYNew York
Frost heave & clay
NCNorth Carolina
Expansive clay (Piedmont)
NDNorth Dakota
Deep frost heave & swelling clay
OHOhio
Frost heave & clay
OKOklahoma
Highly expansive clay
OROregon
Expansive clay & landslide
PAPennsylvania
Karst limestone & frost heave
RIRhode Island
Frost heave & coastal
SCSouth Carolina
Expansive clay; coastal
SDSouth Dakota
Expansive clay & frost heave
TNTennessee
Karst limestone; New Madrid (west)
TXTexas
Severe expansive clay
UTUtah
Expansive & collapsible soils
VTVermont
Frost heave & glacial clay
VAVirginia
Expansive clay & shrink-swell
WAWashington
Landslide & expansive clay
WVWest Virginia
Landslide & karst
WIWisconsin
Frost heave & clay
WYWyoming
Expansive bentonite clay & frost
DCDistrict of Columbia
Expansive clay & fill soils
Sources & methodology
- Foundation repair cost data — Angi (national average ≈ $5,000; range ≈ $2,200–$8,100)
- Insurance Information Institute (III) — what homeowners insurance covers
- Your state Department of Insurance — the authority on what your policy must cover and how to dispute a denial
- A licensed structural engineer / foundation contractor in your area — the authoritative source for diagnosis, scope, and a stamped repair plan
Estimates compiled from the sources above and standard cost models — not engineering, professional, insurance, or legal advice, and may not reflect your policy or local prices. See our full methodology and disclaimer.